:: IAC & KKT ::

Employee Benefits As specialists in employee benefits' consulting and insurance, serving over 250 group insurance clients, IAC provides our clients with professional assistance regarding their employee benefits programs through over 20 insurance companies. Our team has a very strong relationship with all carriers, which ensure proper treatment, value, and service for our clients.
Our Services
	Group Medical, Dental, Disability, Long Term Care, Vision and Life Insurance Products
	Self Insured Plans
	Supplemental Benefits – Group and Voluntary
	COBRA & HIPAA Compliance
Our Value to You
	Complete analysis of present and proposed coverage addressing your group’s specific needs; update you on new product offerings and emerging changes which can produce more opportunities for your company
	Negotiate renewal rates – we understand the rate projection formulas and terminology which enables us to discuss this in underwriting terms
	Large and small companies, municipalities, unions and other public entities all benefit from our experience and innovative plan designs
	Prepare bid specifications for submission
	Analysis reporting of benefit, coverage and cost comparisons which will address specific needs for your company
	Organize and conduct employee meetings to present coverage changes
	Assist employees in completing applications and paper to assure timely implementation
	Assist in negotiating ideas and concepts regarding benefit revisions